I am cold-natured so the first nip in the air sends me running for something warm.  This fall, cardigans seem to be everywhere and I love how well they work with jewelry.  Layering is still a strong trend and cardigans are perfect as the top layer over a shirt or tee, the middle layer with a shirt underneath and a jacket on top, or the bottom layer worn as a shirt.

BR Cardigan

Photo courtesy of Banana Republic

I love this look from Banana Republic.  To me, this outfit is about hard and soft contrasts and subtlety in textures and tones.  The cardigan is very soft in color and the ruffles add more softness.  The jeans add a bit of edge.  They are worn-looking and distressed, adding texture.  The necklace adds hardness and some fluidity.  The length works because it falls clear of the neckline of both the cardigan and shirt underneath.  A very short necklace would also work with this look.  Jewelry could also be used to bring a tiny splash of color.

AnthCardigan

Photo courtesy of Anthropologie

How beautiful is this outfit from Anthropologie.  It has a vintage feel to it.  I love the colors – everything is soft except for the mustard top peeking out from underneath and the red punch from the signature necklace.  I think this outfit absolutely needs a strong necklace and I like the length of the necklace, falling slightly above the mustard top.  Love it.

GH Cardigan

Photo courtesy of Garnet Hill

A bit dressier and more romantic note is set by this cardigan from Garnet Hill.  The necklace is bold enough to hold its own against the patterned sweater.  Yet, because they are in the same color family, the cardigan and necklace do not fight each other for attention.  She’s wearing a dress underneath.  I could also see this cardigan dressed down with a chocolate brown shirt underneath and jeans.  Warm and pretty.  Sounds perfect for fall.

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